Frequently Asked Questions
The basics
Leasing a car is a no hassle way to get a new car. A car lease is like renting a car for a few years. You pay a set monthly amount to use the car, and at the end of the lease term you return the car and can either lease a new one or choose something else.
It's a great way to drive a new car without the long-term commitment of buying. Plus, you often get to enjoy lower monthly payments and can include maintenance in your lease for really easy motoring.
Car leases usually last between two and four years. You’ll often find leases in this range because they match well with how long cars typically stay in good condition and remain under warranty. Some leases can be shorter or longer, but this is the usual timeframe you'll see.
You may see other offers on our site, there's no advantages to a certain length of lease, just pick which is best for you!
BCH (Business Contract Hire) and PCH (Personal Contract Hire) are two ways to lease a vehicle, but they’re used for different purposes:
-
BCH (Business Contract Hire): This is designed for businesses. If your company needs a car, BCH lets you lease it with benefits like VAT reclaim and potential tax advantages.
-
PCH (Personal Contract Hire): This is for individuals. If you’re leasing a car for personal use, PCH is what you’d go for. It’s great for managing your budget with fixed monthly payments and offers flexibility when it’s time to switch cars.
BCH is for business needs and might offer some tax benefits, while PCH is all about making it easy for individuals to drive a new car without the hassle of ownership.
A leasing broker is like a helpful guide who makes finding the perfect car lease easier for you. We're an independent company and we work with various dealerships and leasing companies to find the best deals and options that match your needs and budget.
Think of us as your personal car leasing expert, handling the details so you can enjoy a hassle-free experience be driving in a car you love as soon as possible!
A leasing funder is the financial partner behind your car lease. They provide the funds that make your lease possible, handling the money side of things so you can focus on choosing the car you want. They work with leasing brokers to ensure everything is set up smoothly, so you get your new car without any financial hassle.
What about the car?
The car is owned by the funder, you’re essentially renting the car for the agreed-upon lease term.
Free delivery is provided across the UK mainland, whether it's to your home or workplace. When it comes to picking up the car, it depends on your contract type. Normally, the leasing funder will handle the collection at the end of the contract — unless you’re buying the car outright, in which case you keep it!
Leases come with a mileage limit that you can choose, this is typically between 8,000 and 15,000 miles per year. You should choose a higher mileage limit if you need it, as exceeding the agreed mileage will incur excess mileage charges.
The time it takes to get your car can vary. For cars that are in-stock, it shoudl take around 2 to 4 weeks from the approval of your lease application to delivery. For cars that are not in-stock you'll be provided with a timeframe before placing your order.
Insurance is usually not included in the lease. You’ll need to arrange and pay for your own insurance coverage. Be sure to choose a policy that meets the leasing company’s requirements.
Yes, road tax is typically included in your lease. The leasing company covers it for the duration of your lease, so you won’t need to worry about renewing it yourself.
If you have an accident, you should contact your insurer for next steps.
Checking fluids: Regularly check the levels of oil, coolant, brake fluid, power steering fluid, and windshield wiper fluid.
Checking tires: Check the pressure and tread depth of your tires, and replace them if necessary.
Checking the battery: A flat or faulty battery can cause a breakdown, so it's recommended to change it every three years.
Checking lights: Check all lights, including headlights, brake lights, taillights, and indicators, for any faults.
Checking the horn: Make sure your car's horn is working and can be clearly heard.
Checking the exhaust: Check for leaks and holes in the exhaust.
Checking the brakes: Test your brakes regularly.
Checking belts and hoses: Check for damage or punctures in belts and hoses.
What happens at the end?
At the end of your car lease, here’s what you need to do:
-
Prepare the Car: Make sure the car is clean and in good condition. Check for any minor repairs that might be needed to avoid extra charges.
-
Check Your Mileage: Review your mileage to ensure you haven’t exceeded your limit. If you have, there might be some additional fees.
-
Arrange for an Inspection: Most leasing companies will schedule an inspection to assess the car’s condition. They’ll let you know how to arrange this.
-
Return the Car: You will be contacted to organise your collection, make sure to include any accessories like spare keys and the owner’s manual.
-
Review Your Final Invoice: You’ll receive a final invoice that includes any end-of-lease fees or charges. Make sure to review it carefully!
-
Decide Your Next Step: You can choose to lease a new car, buy the current one if that’s an option, or simply return the car and walk away.
If you have any questions or need assistance during this process, don’t hesitate to reach out to us. We're always happy to guide you through the final stages!
At the end of your car lease, there are a few potential charges you might encounter:
-
Excess Mileage Fees: If you’ve driven more miles than your lease agreement allowed, there might be a charge for the extra miles.
-
Damage: Normal use is expected, but if the car has excessive wear or damage beyond what’s considered fair, there could be additional fees. Keeping the car in good condition can help avoid this.
-
Missing Accessories: If any items like spare keys or the owner’s manual are missing when you return the car, you could be charged for replacing them.
Your leasing company will provide you with a detailed breakdown of any charges, so there won’t be any surprises. If you’re unsure about anything, we can help!
Yes, you might be able to buy the car at the end of your lease! This is dependent on your lease provider. Many lease agreements include an option to purchase the vehicle once the lease term is up. Here’s how it usually works:
-
Check Your Lease Agreement: Look at your lease terms to see if there’s a purchase option and what the buyout price is.
-
Contact Your Leasing Company: Let them know you’re interested in buying the car. They’ll provide details on the purchase process and any additional paperwork you’ll need to complete.
-
Arrange Financing: If you need a loan to buy the car, you can arrange financing through a bank, credit union, or even through the leasing company.
-
Final Steps: Once everything is in order, you’ll settle any remaining payments and finalize the purchase.
If you have any questions or need more information, don’t hesitate to get in touch!
General
The Zero Emission Vehicle (ZEV) mandate is a UK government policy that requires car manufacturers to sell a certain percentage of zero-emission vehicles (ZEVs) each year.